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santander relaxes mortgage rules allowing higher borrowing limits for homebuyers

Santander has become the first major UK bank to ease mortgage lending rules, allowing homebuyers to borrow up to £35,000 more by lowering stress-test rates. This change, prompted by government and regulatory calls for flexibility, aims to address affordability issues for potential homeowners while maintaining a cap on borrowing limits. However, the Financial Conduct Authority has cautioned that relaxing these rules could lead to increased mortgage defaults.
thetimes.com
British Pound Sterling Banco Santander, S.A. GBR Andrew Montlake Nikhil Rathi
Finance & Economy, News Article
21:01 27.03.2025
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